Best Joint Checking Accounts for November 2024

Based on our research, Ally Bank has the best joint checking account due to its lack of fees and no minimum deposit requirement.

A joint checking account is an easy banking solution for any two people who want to partially or fully share finances, providing each with the ability to manage the funds. Most commonly, joint checking accounts are opened by couples, but they can also be useful for parents with teens or even business partners.

The best joint checking accounts offer features such as debit card usage, check-writing ability, ATM access, online bill payment, and more. These accounts can easily be accessed by their account holders on the go and offer competitive interest and low or zero fees.