Blue Cross Blue Shield is our pick for best overall health insurance provider because of its wide range of advantages, including provider network and widespread availability, good-value silver plans, and plan options.
The Affordable Care Act (ACA) established national standards for health insurance plans, but some health insurance companies are better than others when it comes to delivering quality and value.
To identify the best health insurance companies for the 2024 coverage year, we evaluated nine major health insurance companies for 40 criteria that span cost, plan quality and customer satisfaction, plan benefits, state availability, dental coverage, types of plans available, and ACA metal levels available.
We used National Committee for Quality Assurance (NCQA) annual ratings to evaluate plan quality and customer satisfaction. The NCQA is a private nonprofit organization that evaluates health plans for patient care quality, patient satisfaction, and health plans’ efforts to improve.