Best Credit Unions for 2024

Based on our research, the overall best credit union is Blue Federal Credit Union, thanks to its wide variety of account types and low fees. Customers can choose to bank online or visit a branch in person if they’d prefer.

The best credit unions have lenient membership requirements, a decent selection of accounts to choose from, and favorable terms (low fees, low interest rates on loans, high APYs on deposit accounts, etc.). We’ve identified credit unions open to customers nationwide and compared interest rates, account types and features, the ability to bank in-branch, and the ease of membership to whittle the list down to our top picks in these categories.